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Bachaev Umar A. (Башаев У.А.). Development of the banking sector in the digital economy / Bachaev Umar A. (Башаев У.А.), Karpova Т.А. (Карпова Т.А.) // Экономика: вчера, сегодня, завтра. – 2018. – № 9А.-С.20-26. — Только в электронном виде. — <URL:http://elib.fa.ru/art2018/bv2004.pdf>.
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